Cremation is inexpensive. Prices vary but scattering one’s ashes might run in the $1,000 range. Simplified issue whole life insurance is also inexpensive. A $3,000 in coverage for a female non tobacco is about $20 a month at 70 and $38 a month at 80. Here are sample quotes those in their 60’s and in their 70’s. Simplified means a only short questionnaire and no blood test.
If you haven’t had any really, really bad health problems, or they were over 2 years ago, you can qualify for simplified issue. It’s full and immediate benefit life insurance, unlike some life insurance pitches you see on TV or get in the mail. I recommend Liberty Bankers Life to my clients. Good idea to get one of these while you’re fairly healthy and before hitting 80.