Build chart New York state
Sample Life Insurance Build Chart
| Height | Preferred Best | Preferred | Standard Plus | Standard |
|---|---|---|---|---|
| 4' 10" | 134 | 141 | 176 | 182 |
| 4' 11" | 139 | 146 | 182 | 188 |
| 5' 0" | 143 | 151 | 188 | 195 |
| 5' 1" | 148 | 156 | 195 | 201 |
| 5' 2" | 153 | 161 | 201 | 208 |
| 5' 3" | 158 | 166 | 208 | 215 |
| 5' 4" | 163 | 172 | 215 | 221 |
| 5' 5" | 168 | 177 | 221 | 228 |
| 5' 6" | 173 | 183 | 228 | 232 |
| 5' 7" | 179 | 189 | 235 | 243 |
| 5' 8" | 184 | 195 | 242 | 250 |
| 5' 9" | 190 | 200 | 250 | 257 |
| 5' 10" | 195 | 205 | 257 | 265 |
| 5' 11" | 201 | 212 | 264 | 272 |
| 6' 0" | 206 | 217 | 272 | 280 |
| 6' 1" | 212 | 223 | 279 | 288 |
| 6' 2" | 218 | 230 | 254 | 296 |
| 6' 3" | 224 | 236 | 287 | 304 |
| 6' 4" | 230 | 242 | 295 | 312 |
| 6' 5" | 236 | 249 | 303 | 320 |
| 6' 6" | 242 | 255 | 311 | 329 |
| 6' 7" | 249 | 262 | 327 | 337 |
| 6' 8" | 255 | 269 | 336 | 346 |
Prudential has the most favorable height and weight chart for being overweight.
Pacific Life – Lynchburg “PL Promise” products has a favorable build charts
For seniors many carriers have separate build charts that are more favorable.
A few carriers use Body Mass Index (BMI) to determine rate classification. Calculate Your BMI
For the severely obese, Class 3 a BMI of 40 or higher, you may still qualify for life insurance at substandard rates. The upper limit before an automatic decline is very high and even higher for seniors.
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Sean Drummey
phone: (910) 328-0447
email: spdrummey@gmail.com
Privacy Policy
All information is completely private and comes only to me, a licensed life insurance agent. It is not sold or reviewed by anyone else. Your information is used to discern which carrier will offer you the best rates and to prepare quotes.
Sean Drummey
Licensed life insurance agent since 1998
National Producer #5534308