Age 58

for age 58 life insurance call: (910) 328-0447
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For permanent life insurance at age 58 Guaranteed Universal Life is much less expensive than Whole Life and locks in coverage at a fixed rate to a designated age.  Please see here for an overview of options and recommendations for people in their 50’s.  For 10 year term, 15 year term and to some extent 20 year term (see quotes below), the most important consideration after lowest premium is conversion to permanent options.  Life insurance consumer guide provided by the National Association of Insurance Commissioners (NAIC)

Female – 58 years old

Face Amount	Monthly at Preferred Best	Monthly at Standard	Guarantee Period	Top Carrier
$25,000	$56.95 (standard)	$58.95	Age 121	Pacific Life at preferred best; American National at standard
$50,000	$83.00	$85.45		(approximate) at preferred best; Protective at standard
$100,000	$114.54	$137.72		Penn Mutual
$250,000	$269.25	$304.00		Protective
$500,000	$524.00	$591.50		Protective
$1,000,000	$1,006.00	$1,139.00		Protective
$2,000,000	$2,012.00	$2,278.00		Protective
$5,000,000	$5,030.00	$5,695.00		Protective

Male – 58 years old

Face Amount	Monthly at Preferred Best	Monthly at Standard	Guarantee Period	Top Carrier
$25,000	$59.80	$66.58	Age 121	Pacific Life
$50,000	$94.00	$95.15		(approximate) at preferred best; Protective at standard
$100,000	$133.24	$158.70		Penn Mutual at preferred best; Protective at standard
$250,000	$300.00	$372.50		Protective
$500,000	$583.50	$724.50		Protective
$1,000,000	$1,117.00	$1,388.00		Protective
$2,000,000	$2,234.00	$2,776.00		Protective
$5,000,000	$5,585.00	$6.940.00		Protective

Female – Preferred Best – age 58

Face Amount	10 year Term	15 year Term	20 year Term	Age 90 Guaranteed UL
$100,000	$21.39	$24.00	$30.56	$100.60
$250,000	$34.46	$42.12	$60.26	$201.56
$500,000	$61.59	$77.29	$113.40	$373.54
$1,000,000	$114.86	$143.05	$215.44	$690.06

Female –  Standard Non-Tobacco – Age 58

Amount	10 year Term	15 year Term	20 year Term	Age 90 Guaranteed UL
$100,000	$32.34	$40.76	$51.65	$116.30
$250,000	$60.62	$82.82	$103.52	$242.34
$500,000	$110.07	$142.26	$200.79	$457.11
$1,000,000	$209.66	$274.66	$375.76	$851.21

Male – Preferred Best –  age 58

Amount	10 year Term	15 year Term	20 year Term	Age 90 Guaranteed UL
$100,000	$25.57	$31.61	$45.01	$108.60
$250,000	$48.52	$61.36	$85.54	$240.99
$500,000	$85.86	$108.76	$148.16	$453.68
$1,000,000	$160.86	$207.56	$284.66	$814.13

Male – Standard Non-Tobacco – age 58

Amount	10 year Term	15 year Term	20 year Term	Age 90 Guaranteed UL
$100,000	$42.94	$56.90	$72.70	$132.40
$250,000	$89.20	$108.28	$148.84	$297.07
$500,000	$159.43	$207.87	$291.05	$566.77
$1,000,000	$303.18	$399.76	$566.45	$1,064.37

Closer to being 59 years old?  If over 58 and a half, see age 59 quotes, since most carriers set rates by nearest age. Backdating a policy up to six month to save previous age is generally permitted.

Forever 58    notable people who died at age 58

Please contact me for a free confidential quote. Many more options available.

updated: 10/16/2023  –  non tobacco rates; quote accuracy or completeness not guaranteed; rates subject to change