for age 72 life insurance call: (910) 328-0447
request a quote
Life Insurance age 72:
Guaranteed UL is less expensive than Whole Life while still having a lifetime death benefit guarantee at a set premium which will never go up. Click here for a full range of product and carrier recommendations for individuals in their 70’s. Go here for final expense whole life quotes a 72 year old, and for ages 70 to 79. Do not get term life insurance over age 70. Permanent life insurance, lifetime guaranteed at a fixed rate, is better because you cannot outlive it.
Female – 72 years old
| Face Amount |
Monthly at Preferred Best |
Monthly at Standard |
Guarantee Period |
Top Carrier |
| $25,000 | $92.52 | $106.58 | Age 121 | Pacific Life |
| $50,000 | $172.49 | $192.51 | Pacific Life | |
| $100,000 | $261.42 | $317.61 | Penn Mutual | |
| $250,000 | $645.57 | $776.01 | Penn Mutual at preferred best; Pacific Life at standard | |
| $500,000 | $1,274.32 | $1,522.00 | Penn Mutual at preferred best; Pacific Life at standard | |
| $1,000,000 | $2,436.00 | $2,960.67 | Protective at preferred best; Pacific Life at standard | |
| $2,000,000 | $4,872.00 | $5,901.82 | Protective at preferred best; Pacific Life at standard | |
| $5,000,000 | $12,180.00 | $14,725.25 | Protective at preferred best; Pacific Life at standard |
Male – 72 years old
| Face Amount |
Monthly at Preferred Best |
Monthly at Standard |
Guarantee Period |
Top Carrier |
| $25,000 | $106.34 | $120.40 | Age 121 | Pacific Life |
| $50,000 | $192.13 | $220.25 | Pacific Life | |
| $100,000 | $298.37 | $373.81 | Penn Mutual | |
| $250,000 | $693.00 | $899.58 | Protective Life at preferred best; Pacific Life at standard | |
| $500,000 | $1,379.50 | $1,765.77 | Protective Life at preferred best; Pacific Life at standard | |
| $1,000,000 | $2,738.00 | $3,424.83 | Protective Life at preferred best; Pacific Life at standard | |
| $2,000,000 | $5,476.00 | $6,830.14 | Protective Life at preferred best; Pacific Life at standard | |
| $5,000,000 | $13,689.99 | $17,046.06 | Protective Life at preferred best; Pacific Life at standard |
Closer to being 73 years old? If over 72 and a half, see age 73 quotes, since most carriers set rates by nearest age. Backdating a policy up to six months to save previous age is generally permitted.
Please contact me for a free confidential quote. Many more options available.
Licensed Agent: Sean Drummey
phone: (910) 328-0447
email: spdrummey@gmail.com
national producer number: 5534308
Carriers and products quoted:
The Penn Mutual Life Insurance Company: “Penn Mutual Guaranteed Protection UL”
Pacific Life Insurance Company: “Pacific Life PL Promise GUL”
Protective Life Insurance Company: “Protective Lifetime Assurance UL”
There are two other non-tobacco rate classifications not quoted: the preferred rate and some carriers offer a standard plus rate.
updated: 10/10/2023 – non tobacco rates; rates subject to change; quote accuracy or completeness not guaranteed